Step 1. Apply or Book a Consultation

Complete our secure online application or schedule a complimentary consultation. We will take the time to understand your financial goals, current situation, and the type of mortgage solution you need.

Step 2. Review Your Mortgage Options

We compare mortgage products from a wide range of lenders to find competitive rates, flexible terms, and options tailored to your needs. We will clearly explain your choices so you can make an informed decision with confidence.

Step 3. Secure Your Financing

Once you select the right mortgage, we handle the application process, coordinate with the lender and your lawyer, and support you through closing. Our team remains available to assist you every step of the way.

Guides

Resources

Guides and resources

First Time Homebuyer Guide

A step-by-step guide for first-time homebuyers

Download

Purchase Program

Helping people in Canada access housing they can afford and that meets their needs

Download

Purchase Plus Improvement

Home Sweet Home

Turn the fixer-upper into a head turner. All it takes is TLC and this program

Download

Rental / Invesment Property

Offer greater financing choices to borrowers providing standard rental housing accommodations in multi-unit
residential buildings

Download

Second / Vacation Home

Housing needs don’t always fit under one roof. Whether it’s family circumstances,
work demands, or lifestyle choices this
program offers borrowers more financing choices when purchasing a second home.

Download

Refinance Program

Helping homeowners create secondary suites with CMHC-insured financing
CMHC Refinance can help homeowners add a secondary suite to their existing home, such as a basement suite, an in-law
apartment or a laneway home.

Download

Self Employed Program

Streamlining the home financing process for self-employed borrowers. Program enables self-employed borrowers
to access mortgage loan insurance

Download

Self Built Progress Program

Construction Worksheet

Guide to Insured Mortgages

A full range of mortgage loan insurance offerings, training and tools, supported by
reliable and efficient client service
and expertise throughout the life
of the mortgage.

Download

Reach Out

RateBox Inc. Lic. 13565

44 Wootten Way N, Markham, ON L3P 3L9

info@ratebox.ca

(416) 615-0030

Contact

How can we help?